Clas Beese is a founding editor of finletter, the leading German email newsletter for the fintech sector. He advises companies, organisations and individuals on their business models and strategies. Furthermore, Clas holds workshops on entrepreneurship, innovation and fintech. He also develops publicly funded projects on economic development. He recently discovered a new topic to talk about: failure – as he shut down his first startup finmar, a crowd lending platform, in late 2015.